Competitive Price

iPayTotal provides best-in-class High Risk Merchant Account services at the most competitive fees.


Our services are available via an easy online application.We help clients scale deliberately, increase profitability and achieve long-term viability.


With iPayTotal you get instant global reach and international distribution is built-in. All this, with a single integration.


Extra layers of security and PCI compliance, so you can get on with business. We create a payment experience that is easy and secure.

International Payment Gateway for
HIGH RISK Businesses

Specialists In Unique & High Risk Industries

With our multiple bank partnerships – you are given the freedom to choose what solution is best for your business.


We know how important your time is to you, and we work hard to make sure you are moving quickly towards your goal of building your business.

Automated Merchant Profiling
Client support reach

Why Choose iPayTotal?

iPayTotal is a full-featured, easy-to-integrate payment gateway for online merchants looking for a flexible and customizable payment the solution for growing businesses Unlike most other payment gateways, iPayTotal includes recurring billing for subscription, recurrent payments and donations as standard features, providing merchants with a range of tools, such as coupons, flexible billing periods, free/paid trials, multiple subscription plans and pro rataplans, at no extra cost.

Offshore Merchant Accounts

We specialize in providing offshore merchant account and third party merchant account payment solutions to international businesses.Large, safe, financial institutions in Asia, Europe or the Americas will hold your bank account and process your credit card transactions. Credit card transactions are authorized within seconds and automated receipts are sent to the merchants and customers simultaneously..

Growing your brand through Customized Payments.

We are a team of like-minded people who do business, generate ideas and realize them. At iPayTotal, we combine our technical skills with our simple, straightforward approach. Regardless of whether you require a start-up merchant solution, a subscription account, a pharmacy merchant account, a travel merchant account or set up an offshore merchant account, iPayTotal can help you set up with lowest rates and no hassles for your high risk businesses for your high risk merchant account.